El Dinero Report October 2020 | WEARESUMA

Why You Should Avoid Buying Tradelines

Why You Should Avoid Buying Tradelines

We’ve all heard of how we can improve credit with tradelines.🚨¡AGUAS! 🚨Don’t fall for that scam. There are better, safer and LEGAL alternatives to establish and improve credit.

When you buy a tradeline, you are essentially paying money to a stranger in order to leech onto someone else’s good standing credit. No one likes a mooch! It may seem like an easy way out, but you could end up paying a hefty price. 😰

Here’s what to do instead – ask someone you know (and trust) to add your name to their card as an authorized user 💳. Make sure to pick someone who pays their card on time and has had the card for a couple years.

Your new host does not have to give you full access to their card, simply being an authorized user will benefit your credit. This method allows you to build credit without putting anyone else’s credit at risk or paying a dime 👍🏼!

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