What To Do When You Go Over Budget

All is not lost if your budget starts to crumble. 😭 There’s a way to bring it back together… your mazapan not so much. 😓

Let’s start by brushing off any excess expenses 👍🏼 Cut down on entertainment. Curbing eating out and non-essential expenses like streaming services or retail therapy can quickly free up money 💵

✅ Next, lock that credit card away! 🔐 The money you have in your account is what you have to work with. Using a credit card to cover expenses is not the answer to rebuilding your budget.

Now the bills 😳 You know when they are coming so it’s time to plan for them. Adjust your spending as needed. With these bills in mind, factor in your meals and outings for the next month 🍽🧃 

Skip the take-out and look into inexpensive ingredients to make affordable meals that fall within your budget 💡

Still have those seasonal decorations 🍁🎃 you never even took out of the bag ? Now is the time to start returning unnecessary purchases and selling items that have just been collecting dust. 👒

👛 This is an easy way to help you recover your budget ✨
These tips can help you recover from a crumbling budget… Pero, stay the course so you can get back to enjoying those treats guilt-free.