El Dinero Report November 2020 | WEARESUMA

Lock Up Your Funds

Lock Up Your Funds

If weโ€™ve learned anything from our favorite novelas, itโ€™s that a little drama can have its benefits ๐Ÿ‘€๐Ÿ˜‰

If your savings account could talk, it might tell you โ€œYA NO ME TOQUES!โ€ while vigorously shaking you ๐Ÿ—ฃโŒ And I think we should all listen. ๐Ÿ˜‚

When trying to save, having tangible money can tempt even a los chicos buenos ๐Ÿ˜‡ Here are some tips to keep your savings out of your reach…te lo juro!

1๏ธโƒฃ Lock Up ๐Ÿ”’ those Funds – Use a certificate of deposit which will issue a small penalty if you touch the funds earlier than agreed upon ๐Ÿ˜ฌIt may feel like a betrayal from your bank but in this case the enemy is not having that self control. ๐Ÿ‘ฏโ€โ™‚๏ธ

2๏ธโƒฃ Use Technology ๐Ÿ“ฒ – There are plenty of apps that can help you begin investing your spare change ๐Ÿ’ต It like a sneaky agent working for your benefit!

3๏ธโƒฃ Make Saving a Game – Touching your savings is Amor Prohibido. But saving can be a romance! Take all the change, $1 and the $5 bills that come into your hot little hands. At the end of the month, deposit it in your savings ๐Ÿ’ฐโœจ Nothing says, โ€œI love youโ€ quite like the gift of the green. ๐Ÿค‘

All these scenarios may feel Extra but there are no plot twists in securing your savings! These steps are worth the drama ๐Ÿ’๐Ÿฝโ€โ™€๏ธ๐Ÿ’…๐Ÿฝ

What novela describes your savings habits? Comment ๐Ÿ‘‡๐Ÿฝ


Source: Nerd Wallet



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