El Dinero Report November 2020 | WEARESUMA

Lock Up Your Funds

Lock Up Your Funds

If we’ve learned anything from our favorite novelas, it’s that a little drama can have its benefits πŸ‘€πŸ˜‰

If your savings account could talk, it might tell you β€œYA NO ME TOQUES!” while vigorously shaking you πŸ—£βŒ And I think we should all listen. πŸ˜‚

When trying to save, having tangible money can tempt even a los chicos buenos πŸ˜‡ Here are some tips to keep your savings out of your reach…te lo juro!

1️⃣ Lock Up πŸ”’ those Funds – Use a certificate of deposit which will issue a small penalty if you touch the funds earlier than agreed upon 😬It may feel like a betrayal from your bank but in this case the enemy is not having that self control. πŸ‘―β€β™‚οΈ

2️⃣ Use Technology πŸ“² – There are plenty of apps that can help you begin investing your spare change πŸ’΅ It like a sneaky agent working for your benefit!

3️⃣ Make Saving a Game – Touching your savings is Amor Prohibido. But saving can be a romance! Take all the change, $1 and the $5 bills that come into your hot little hands. At the end of the month, deposit it in your savings πŸ’°βœ¨ Nothing says, β€œI love you” quite like the gift of the green. πŸ€‘

All these scenarios may feel Extra but there are no plot twists in securing your savings! These steps are worth the drama πŸ’πŸ½β€β™€οΈπŸ’…πŸ½

What novela describes your savings habits? Comment πŸ‘‡πŸ½

 

Source: Nerd Wallet

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