El Dinero Report November 2020 | WEARESUMA

4 Moves to Make Before Applying for a Mortgage

4 Moves to Make Before Applying for a Mortgage

So you’re ready to start looking for your dream #SafeHouse 🏠. So listen up super spy 🤵🏽, here are a couple of missions, should you choose to accept them, that you have to complete before applying for your mortgage.


1️⃣ Facing debt head-on 🥊- especially eliminating high interest rate debt! Apps like Meet Tally help you track your progress on your balances and the Unbury.me site can help you put together a comprehensive payment plan! Now aren’t those neat high tech gadgets? 🛠👀


2️⃣ Nobody likes late deliveries and nobody likes late payments either! Use a reminder on your mobile device to keep track of payment days and avoid adding new credit lines… like you need another thing to take care of on this mission. 💣


3️⃣ Keep your financial blueprints handy 📂! When getting ready to apply for a mortgage they are going to want to see your financial history… being prepared for a little recon never hurts. 📑🧐


4️⃣ Be ready to take a step back from the mission and do more homework 🕵🏽. If you have hefty debt or the mortgage payment is above the recommended percentage of your income, it may be best to take some time to be better financially prepared. After all, further training can only lead you to the best safe house! 🧗🏽‍♂️

What mission do you need to complete before applying for a mortgage? Comment below!

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