1 in 4 People Have Kept a Purchase Secret. Sounds Like You?
Have you told your partner about finally getting your hands on that PS5? Or how about those sneakers you’ve been eyeing that you know are way out of your budget but you just REALLY want them?? ThePennyHoarder surveyed about 2000 Americans and 1 in 4 didn’t share their purchase with their partners! Uuuuuyyyy! 💸👀
Discussing the future can help to curb and control where the money goes today and eliminate cheating on your financial future. If you share in planning your joint financial goals and keep them as a reminder when discussing future spending, problems will be eliminated. And building into the monthly spending budget a set amount to spend guilt-free is a great way to ease any tension of feeling like a burden on your plans. So you can fight over who gets the last empanada instead. Or share that, too! 🥟
You can set up a joint budgeting tool like Qube Money or any of these others, or keep your finances separate but share in covering expenses and even savings. This open communication will lead to either being transparent or maintaining full autonomy when it comes to your spending—fully co-signed by your partner. If you need to call in the professionals, an Accredited Financial Counselor or a financial therapist can help. Relationships are hard enough, don’t let spending habits destroy them or your financial future. 🔮
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