5 Things Gen Z’s Can Do NOW To Buy A House

5 Things Gen Z's Can Do NOW To Buy A House

🏡✨ Dreaming of your own casa, where Bad Bunny beats are your anthem, and familia gatherings happen on your terms? AYYYYY!

Guess what? The dream of homeownership is not just a dream, it’s a tangible goal. According to Rocket Homes, 86% of Gen Zers share this dream, and 45% plan to make it a reality in the next 5 years. Are you part of that 45%? If so, here are 5 tips to kickstart your journey:

1️⃣ Prep Your Credit: Establish good credit, as it’s crucial for a home loan. A 620+ credit score is ideal for conventional loans, while an FHA loan requires at least 580. (SUMA’s got tips to boost your credit!)

2️⃣ Save for Your Dream: Start stashing for that down payment. A 10% down payment on a $650,000 casa is $65,000. SUMA can guide you on smart saving strategies!

3️⃣ Dodge Unnecessary Debt: Keep it real – now’s not the time for a brand-new car or extra credit cards. Avoid unnecessary debt like you dodge that primo who sells insurance.

4️⃣ Tame Student Loans: If college is on your radar, explore scholarships and grants to avoid unnecessary debt. SUMA can help you navigate education finances!

5️⃣ Keep the Faith: The current housing market might seem tough, but experts predict a shift. In the next 15 years, Gen Z might find homes more affordable as market dynamics correct.

Planning for your future starts today.

Embrace the mindset of future homeownership, shape your money habits, and picture walking into your own space. You’ve got this, mij@! 💪🌟

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